As the Clock Ticks On

Our company changed its insurance carrier and it takes affect at midnight tonight. If I get capped driving down my ghetto-ass cul-de-sac tonight I can go to any hospital under Kaiser, before midnight. If the termites eat through my roof and a piece of shingling falls on me at 4 AM while I sleep, I have to hope I get taken to a “choice” hospital and not an “affiliate” hospital, or I’ll get charged under Blue Shield. I am, indeed, in what they call, limbo.